How much should I save each pay?
Enter your goal, what you've already saved and when you need it. You'll see how much to put aside each pay. Free, no sign-up, and nothing you type leaves your device.
Saving for more than one thing?
The Sinking Funds Tracker spreadsheet gives each goal its own pot, shows what to save each pay for all of them, and tracks whether you're on track. Excel and Google Sheets. No app, no sign-up, no subscription.
How it works
The sum
What's still to save, divided by the number of pays you'll get before your date. The amount is rounded up to the cent so you always reach the goal.
Counting pays
Weekly and fortnightly count full weeks or fortnights from today. Monthly counts full months. It assumes your next pay comes within one pay period.
Saving for several things?
That's what sinking funds are for: a small pot for each cost you know is coming. The Sinking Funds Tracker keeps them all in one place. This is a planning tool, not financial advice.