Sum It All Up

Money guides

Plain answers to common money questions, with worked examples. Anything about rules or limits is checked against official sources and dated.

Renting

Maximum rental bond in every stateThe maximum rental bond in NSW, VIC, QLD, WA, SA, TAS, ACT and NT in 2026, with worked examples and the exceptions to watch for.Read the guide →Rent in advance limits by stateHow much rent in advance a landlord can ask for at the start of a tenancy in every Australian state and territory, with worked examples.Read the guide →

Budgeting

Budgeting on a fortnightly payA simple way to budget when you're paid fortnightly but rent and bills are monthly, with a worked example and what to do with the two extra pays each year.Read the guide →Bills people forget to budget forThe yearly and irregular bills that most often get left out of a budget, and a simple way to have the money ready when they arrive.Read the guide →

Debt

Snowball vs avalanche, worked exampleDebt snowball vs debt avalanche compared on three realistic debts: which is faster, how much interest each costs, and when the difference matters.Read the guide →
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